Getting in an accident is always stressful, so knowing the proper steps to take is key to making it as easy as possible. Following these steps can ensure that you handle the situation effectively and efficiently.
- Ensure You Are in a Safe Spot. Directly following an accident, if no one is injured, move your car to the shoulder of the road. If it is impossible to move your car, make sure to turn your hazards on to warn other drivers of what is happening.
- Stop Your Car and Check on Other Parties. After you are in a safe spot, stop your vehicle and exit the car, if you feel safe doing so. Make sure the other driver and all passengers do not need medical attention. If anyone is injured, call 911 immediately, as even minor injuries should be looked at by a medical professional.
- Contact Law Enforcement. No matter how small the accident, it is important to contact local police to cultivate an accident report. Be detailed and honest when reporting the events of the accident, but avoid taking blame or accusing another party. It is best to let the police judge who was at fault.
- Gather Information and Document the Accident. You should take notes on all pertinent information following an accident that you may need when filing an insurance claim. If you have a camera phone, take pictures of the scene of the accident. Take down the names and insurance information of everyone involved, the license plate numbers of other vehicles, the location of the accident, and the names of any law enforcement officers you interact with.
- File an Insurance Claim. Contact your insurance agent and report the accident, and follow their steps on how to get your vehicle repaired.
- Call an attorney. An experienced personal injury attorney may be able to help you get compensation for injuries, property damage and more.